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Tailored insurance solution for landlords of Universal Credit tenants
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Rent Guarantee and Legal Cover
The Rent Guarantee product has been designed and created for landlords with tenants on Universal Credit.
If the tenants can’t pay some or all of your rent, Rentsurance will make up the difference.
If eviction proceedings become necessary, Rentsurance will cover your legal expenses.
- Up to £2,500 per month Rent Guarantee Insurance
- No Policy Excess
- £25,000 legal expenses insurance
- 24/7 access to legal support
- End-to-End legal support
Home Emergency Cover
Immediate emergency call-out solution, 24 hours a day, 7 days a week in the event of an unexpected breakdown or emergency.
The Home Emergency insurance policy will cover the cost of calls out and any reasonable repairs or remedial action, with no policy excess.
Where the property is no longer inhabitable, Rentsurance will cover the temporary cost of moving the tenant into a hotel until repairs are carried out.
- Internal Electricity
- Plumbing and Drainage
- Primary Heating Systems
- Alternative Accommodation
- Boiler Replacement
- Gas Supply
- …and more!
Yes. This is a contract of insurance underwritten by RSA Group who are an ‘A’ rated global insurance company.
The policy insures the property, and not the tenant. If the tenant moves out halfway through the tenancy agreement, just provide us with the new tenant information and we will update the policy.
Yes, provided that there are no rent arrears on the date the cover starts and all tenancy information has been completed.
No. All of the policies cover an annual basis. You can update tenancy details throughout the policy year by informing us of any changes.
Yes, as long as a valid HMO agreement/AST is in place and all usual tenancy information has been submitted.
Yes. As long as it’s a valid claim, we will pay up to £2,500 per month (up to 6 months), plus up to £25,000 in legal fees which includes eviction notices and legal documentation.
Rentsurance’s Rent Guarantee is a contract of insurance, underwritten by RSA Group, complete with claims management and support. This gives you complete peace of mind and control throughout the process and best of all – no policy excess applicable.
A letting agent on the other hand is a generally an organisation, promising to pay you rent under a head lease agreement, which means that they can sublet, (normally on very tight margins) which leaves no room for property damage or voids. More commonly, many landlords do not factor in the ‘post-agreement’ hand-down when the property is returned in poor condition whilst inheriting the non-paying original tenants.
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