Get the assurance you need

Tailored insurance solution for landlords of Universal Credit tenants

Call 0203 874 4460

Expand your pool of tenants without the financial risk

With Rent Guarantee, Home Emergency and Legal cover, Rentsurance provides landlords the peace of mind to expand their pool of tenants to include renters on Universal Credit.

New call-to-action

What's Included?

Rent Guarantee and Legal Cover

The Rent Guarantee product has been designed and created for landlords with tenants on Universal Credit.

If the tenants can’t pay some or all of your rent, Rentsurance will make up the difference.

If eviction proceedings become necessary, Rentsurance will cover your legal expenses.


  • Up to £2,500 per month Rent Guarantee Insurance
  • No Policy Excess
  • £25,000 legal expenses insurance
  • 24/7 access to legal support
  • End-to-End legal support

Home Emergency Cover

Immediate emergency call-out solution, 24 hours a day, 7 days a week in the event of an unexpected breakdown or emergency.

The Home Emergency insurance policy will cover the cost of calls out and any reasonable repairs or remedial action, with no policy excess.

Where the property is no longer inhabitable, Rentsurance will cover the temporary cost of moving the tenant into a hotel until repairs are carried out.

  • Internal Electricity
  • Pests
  • Plumbing and Drainage
  • Primary Heating Systems
  • Roofing
  • Alternative Accommodation
  • Boiler Replacement
  • Gas Supply
  • …and more!
download a brochure button

Why Rentsurance?

24/7 Claims and Legal Support

Direct access to a UK-based helpline in the event of a claim

Tailored to Universal Credit Tenants

No credit checks, deposits, bonds or guarantors required

'A Rated Insurance'

Underwritten by RSA Group and backed by Lloyds of London

Rentsurance pledge to donate 10% of their annual revenue to charities, to create awareness and encourage landlords to ‘free up’ housing to displaced and unemployed tenants.

download a brochure button


“Managing properties and working with tenants with no employment or guarantor can be a challenging task in itself... Rentsurance has been instrumental in our success.”
Arun Venki
“Whether you have one property or a portfolio, cover can be purchased with instant documentation available.”


Yes. This is a contract of insurance underwritten by RSA Group who are an ‘A’ rated global insurance company.

The policy insures the property, and not the tenant. If the tenant moves out halfway through the tenancy agreement, just provide us with the new tenant information and we will update the policy.

Yes, provided that there are no rent arrears on the date the cover starts and all tenancy information has been completed.

No. All of the policies cover an annual basis. You can update tenancy details throughout the policy year by informing us of any changes.

Yes, as long as a valid HMO agreement/AST is in place and all usual tenancy information has been submitted.

Yes. As long as it’s a valid claim, we will pay up to £2,500 per month (up to 6 months), plus up to £25,000 in legal fees which includes eviction notices and legal documentation.

Rentsurance’s Rent Guarantee is a contract of insurance, underwritten by RSA Group, complete with claims management and support. This gives you complete peace of mind and control throughout the process and best of all – no policy excess applicable. 

A letting agent on the other hand is a generally an organisation, promising to pay you rent under a head lease agreement, which means that they can sublet, (normally on very tight margins) which leaves no room for property damage or voids. More commonly, many landlords do not factor in the ‘post-agreement’ hand-down when the property is returned in poor condition whilst inheriting the non-paying original tenants. 

Want to learn more?

Get in touch with us for further information or download a copy of our FAQs

Call us button
Shaking hands icon


Sign up to Capital Letter’s free letting service for a generous cash incentive, giving landlords easy and efficient access to suitable tenants across London